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Solutions · Fintech & lending

Borrower onboarding, credit memos and lending agreements — one workflow

Decot is built for lending fintechs and non-bank lenders. Encrypted document handling, role-based approvals and a verifiable audit trail that holds up in a regulator review.

Pain today

Where it goes wrong.

  • Borrower documents scattered across email, Drive and KYC vendors.
  • Internal credit memos and approvals chased in Slack and never quite final.
  • Compliance can’t prove which version of a lending agreement was signed.
  • Regulator reviews mean rebuilding the audit trail from screenshots.

With Decot

Where it goes right.

  • One encrypted workflow from application to disbursement.
  • Role-based approvals with a clean inbox — no Slack chase.
  • Independent proof of the version signed, on the date signed.
  • A verifiable audit trail your regulator can check independently.
Decot agreements pipeline — track every lending document by status
One encrypted workspace for every borrower document and approval.

Bring a lending workflow.

One you've inherited that doesn't make sense. 25 minutes, we'll show you how Decot handles it.